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All About Insurance Agency Blog

View the latest blog posts from All About Insurance Agency.

Monday, December 20, 2021

Is pay-as-you-go car insurance right for you?

If you don’t drive very often, you could be saving on car insurance. Most of us understand how traditional  car insurance  works. You pay an annual premium to protect yourself and your vehicle should an unforeseen accident occur. READ MORE >>

Tuesday, December 7, 2021

Subrogation: What it is and What to Expect

Sometimes an insurance claim can be complicated and cumbersome. There may be elements of the process that are hard to understand. One of those is subrogation, also referred to as “subro.” Unless you’ve had a claim that involved subro, you may not know what it means or what to expect. READ MORE >>

Wednesday, November 3, 2021

What Is Loss Assessment Coverage?

Owning a condo often means being part of a condo association that manages your multi-unit structure’s common areas, including providing insurance for them. Your condo insurance policy covers only what happens within your walls. READ MORE >>

Thursday, October 14, 2021

Which Type Of Life Insurance Policy Generates Immediate Cash Value?

If you are searching for the right life insurance policy to generated cash value quickly or even immediately, you will have a couple of different options. But you should be aware that more important than the type of policy—whole life insurance or universal life insurance are going to be the... READ MORE >>

Friday, October 1, 2021

How Is My Car Considered a Total Loss?

How is your car considered totaled? Insurance companies use a simple formula when determining if your vehicle is a 'total loss' or 'totaled'. If the damage to your vehicle costs more to repair than it would cost to write you a check to cover the value, it’s 'totaled'. READ MORE >>

Tuesday, August 3, 2021

I have a teen that’s about to get a license, what now?

First, take a deep breath. Then get some good insurance for your new driver. The best way to get car insurance is for a new driver to be added to an existing policy. Usually, someone in your household has a car insurance policy. Whether it's a parent, guardian, or grandparent, try to get the teen added as a driver to their policy. READ MORE >>

Tuesday, August 3, 2021

What Happens If I’m in an Accident with an Uninsured Driver?

In Virginia, drivers may put their cars on the road without having auto insurance for many different reasons. For instance, in Virginia, the law does not require drivers to have insurance in order to register their car. Instead, they can pay an uninsured motorist fee.     READ MORE >>

Monday, July 12, 2021

What is comprehensive car insurance?

You know you need to have some car insurance to protect your liability out on the road. You might even know that you should add collision coverage to protect you against damages to your vehicle if you get into a crash. But what about the things that can happen to your car when you’re not in the driver’s seat? READ MORE >>

Wednesday, July 7, 2021

Is tornado damage covered by my home insurance policy?

While homeowners insurance isn’t required by law, your mortgage lender will more than likely require you to be insured before financing your home. As a homeowner, you’ll want this ongoing financial protection and to have sufficient coverage in case of a natural disaster — such as a tornado. READ MORE >>

Friday, June 4, 2021

Does my car insurance cover a rental if my car is out of service?

In the event of an accident or if your car breaks down, you need to make sure you’re covered. Your car could be in a repair shop for days or weeks, and paying for a rental car out of pocket would be costly. Don’t assume that your car insurance policy automatically covers the cost of a rental, rental insurance can be an add-on. READ MORE >>

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Woodbridge, VA 22193
Phone: (703) 730-1515

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