Friday, December 13, 2019Home fires can cause devastating losses that are extremely costly to repair or replace. While your home insurance policy can help offset these costs, no one wants to go through the hassle of dealing with the aftermath of a fire. Let’s take a look at the most common sources of home fires and what you can do to prevent them from occurring. READ MORE >>
Wednesday, November 20, 2019A fireplace can be a toasty location to spend some time. Yet, even in the most well-managed location, it is a risk. An unattended fire can cause homes to catch on fire. When a fire occurs and gets out of control, it can quickly spread to the rest of the home. This will increase risks at your property. READ MORE >>
Thursday, October 31, 2019Every day, many people make the decision to switch from one kind of life insurance policy to another. For those considering dropping a whole life policy in favor of a term life one, here are four tips to guide you: 1. Do not cancel previous coverage until new policy is in place. READ MORE >>
Thursday, October 10, 2019It is essential for all drivers to have sufficient car insurance. However, cost is one major obstacle that prevents many drivers from getting the car insurance they need. Fortunately, the cost of premiums can fluctuate depending on several factors. Read this article to learn how you can save money on car insurance without skimping on quality. READ MORE >>
Tuesday, October 8, 2019Business insurance is not a one size fits all product. The type of coverage you need depends on many factors, such as what kind of business you have and where you conduct your operations. Overall, companies need general liability and property insurance. If you have people working with you, you also need workers' compensation. READ MORE >>
Thursday, October 3, 2019When you get into an accident that seems relatively minor, you may end up surprised when your insurance company declares your vehicle totaled. Also known as declaring a total loss, this decision relies on different information than you might expect. READ MORE >>
Tuesday, October 1, 2019If you have renters in your home, be they tenants or roommates, in a scenario where you are the owner, and they're the renter, you are technically a landlord. Your home insurance is going to be affected in different ways. Here's what you need to know:
Many providers will allow up to two roommates with no changes being made to your policy. READ MORE >>
Thursday, September 26, 2019In one year, tired driving accounted for around 72,000 crashes, totaling 800 deaths and 44,000 injuries. Even if you manage not to fall asleep at the wheel, drowsiness slows down your reaction time and hinders your ability to think coherently and make smart driving decisions. Put simply, it's not worth the risk. READ MORE >>
Tuesday, September 24, 2019When it comes to what is and isn't covered on home insurance the line is usually drawn at one simple question: Was there anything you could have done to prevent the damages? This is why we check our plumbing for leaks and keep our smoke detector batteries fresh. One area that many homeowners neglect, however, is ventilation. READ MORE >>
Thursday, September 19, 2019People always say that home insurance is "better to have and not need than the other way around." The trick is figuring out when you need it. Ideally, insurance is a last line of defense. Sometimes, it even makes far more sense to cover the damages yourself without filing a claim.
Here's are some things to consider:
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