Thursday, October 14, 2021If you are searching for the right life insurance policy to generated cash value quickly or even immediately, you will have a couple of different options. But you should be aware that more important than the type of policy—whole life insurance or universal life insurance are going to be the... READ MORE >>
Friday, October 1, 2021How is your car considered totaled? Insurance companies use a simple formula when determining if your vehicle is a 'total loss' or 'totaled'. If the damage to your vehicle costs more to repair than it would cost to write you a check to cover the value, it’s 'totaled'. READ MORE >>
Tuesday, August 3, 2021First, take a deep breath. Then get some good insurance for your new driver. The best way to get car insurance is for a new driver to be added to an existing policy. Usually, someone in your household has a car insurance policy. Whether it's a parent, guardian, or grandparent, try to get the teen added as a driver to their policy. READ MORE >>
Tuesday, August 3, 2021In Virginia, drivers may put their cars on the road without having auto insurance for many different reasons. For instance, in Virginia, the law does not require drivers to have insurance in order to register their car. Instead, they can pay an uninsured motorist fee. READ MORE >>
Monday, July 12, 2021 You know you need to have some car insurance to protect your liability out on the road. You might even know that you should add collision coverage to protect you against damages to your vehicle if you get into a crash. But what about the things that can happen to your car when you’re not in the driver’s seat? READ MORE >>
Wednesday, July 7, 2021While homeowners insurance isn’t required by law, your mortgage lender will more than likely require you to be insured before financing your home. As a homeowner, you’ll want this ongoing financial protection and to have sufficient coverage in case of a natural disaster — such as a tornado. READ MORE >>
Friday, June 4, 2021In the event of an accident or if your car breaks down, you need to make sure you’re covered. Your car could be in a repair shop for days or weeks, and paying for a rental car out of pocket would be costly. Don’t assume that your car insurance policy automatically covers the cost of a rental, rental insurance can be an add-on. READ MORE >>
Thursday, June 3, 2021Can a landlord require you to have renters insurance? Should you have it regardless? Yes, landlords can require renters insurance as a condition of leases in most states (Oklahoma is an exception). And they can ask tenants to have a minimum amount of insurance coverage. READ MORE >>
Monday, May 10, 2021Your rental property may need another insurance product. Most homeowners understand that insurance is a necessity. If you’re renting your home out to a stranger, do you need more coverage than a standard homeowners policy provides? In many cases, the answer to that question is yes. READ MORE >>
Monday, May 3, 2021Homeowners insurance provides a lot of protection for your home. If your house or personal property is damaged due to a covered peril, your policy will help pay for the cost of repair or replacement. But you may be wondering whether your homeowners insurance policy can help in the case of certain emergencies. READ MORE >>
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